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519 Water St, Charlotte, TN 37036

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For Sale
Sale Pending

$295,000

4 beds • 2 baths • 1,788 sqft

Estimated Payment

$ 1,607 /mo. †

6.67% APR for 30 yrs.
$1,070 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • 1948
    Year built

  • $164.99
    Price per square foot

Explore this Property

Nestled just off the square in charming Charlotte, this delightful 1940's home is a true blend of vintage character and modern appeal. The property boasts timeless original hardwood floors and beadboard ceilings, offering a warm and inviting ambiance throughout. Unique stained glass windows enhance its classic charm, adding a touch of artistry to the space. The durable metal roof ensures longevity and peace of mind. Outside, a large covered front porch welcomes you, perfect for relaxing with a morning coffee or evening sunset. The expansive, level lot offers plenty of space for outdoor gatherings, gardening, or play. A peaceful creek runs through the property, adding natural beauty and tranquility to the setting. With its unbeatable location and undeniable charm, this home is a rare find. Don't miss your chance to own a piece of history in the heart of Charlotte!
MLS# 2747599

Listed By CENTURY 21 Prestige

Property Features

  • Lot Size
    0.95 Acres
  • Style
    Other Style

Map and Directions

Directions to 519 Water St, Charlotte, TN 37036

Home seller Meet the Agent,
Cheryl Pitney

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Cheryl Pitney

of CENTURY 21 Prestige

License: 347186
(615) 521-2476
Learn More About Me

Mortgage Calculator

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Loan Term
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Monthly Payment Breakdown

  • Principle and Interest
    $1,518
  • Property Taxes
    $89
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,607

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Charlotte Elementary School

Grades PK-5 Public School

Charlotte, TN 37036 0.6 miles
200 humphries st

509 total students
13:1 Student teacher ratio

School Rating: B-

School Details

Charlotte Middle School

Grades 6-8 Public School

Charlotte, TN 37036 0.5 miles
250 humphries st

360 total students
12:1 Student teacher ratio

School Rating: C

School Details

Creek Wood High School

Grades 9-12 Public School

Charlotte, TN 37036 3.5 miles
3499 highway 47 n

916 total students
17:1 Student teacher ratio

School Rating: C

School Details
Other Nearby Schools Distance Type Grades School Rating
New Directions Academy 0.5 miles Public KG-12

New Directions Academy

Distance: 0.5 miles

Type Public

Grades: KG-12

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Charlotte, TN 37036

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Charlotte, TN 37036

This community’s employment is highest in the construction and sales industries. The area’s overall household expenses are below the national average.

90° July
Hottest Average Month
26° January
Coldest Average Month
2,470 Total Households in Area
3.3% Increase in population since the year 2010
39.3%
of households
have children
37 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Charlotte, TN 37036

Charlotte, TN 37036 has a population of 6,722 people in 2,470 households with a median age of 41.4 years old.

3.3%
Increase in population
since the year 2010
Population is Trending up
2,360
Total households as of 2010
5.5%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 41.4 years old. The smallest percentage group is 45-54 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 90%
Black 4%
Hispanic 3%
Other 1%
Native American <1%
Asian <1%
The most prevalent ethnicity is White at 90%, followed by Black at 4%, Hispanic at 3%, and Other at 1%.

Economics
for Charlotte, TN 37036

68 /sq mi
Population Density
$67,511 /yr
Median Household Income
$332,454
Median Sales Price
37 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $75-99,999k representing 18.37% of the households.

Transportation to Work

  • Drive 94%
  • Work from Home 5%
  • Walk or Bike 1%
  • Public Transit 0%

Occupancy by Type

Owned 2,106 78%
Rented 364 14%
Vacant 214 8%

White vs Blue Collar Jobs







White Collar 61%
Blue Collar 39%

Family & Education Facts
for Charlotte, TN 37036

41.4 Median Age

Average Household Size

2.6
persons per
household

64.2%

Married Households

Community Population By Education

High School Graduate 53%
Some College 16%
Some High School 14%
Bachelors Degree 8%
Associates Degree 6%
Graduate Degree 3%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 52.77% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
39.3% of households have children

Weather
for Charlotte, TN 37036

The weather for this area ranges from a high of 90° F in July to a low of 26° F in January

90° July
Hottest Average Month
26° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
26°
47°
Feb
29°
52°
Mar
37°
61°
Apr
45°
71°
May
54°
78°
Jun
62°
86°
Jul
66°
90°
Aug
65°
89°
Sep
58°
83°
Oct
46°
72°
Nov
37°
60°
Dec
29°
50°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Charlotte, TN 37036!
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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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